Tuesday, February 7, 2012

理财就是理人生

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人的一生说长不长、说短不短,却总是很快的把你从一个阶段带到另一个阶段。

年轻时身强力壮,挣钱是一件轻松的事,即使兼职开夜班,也不会觉得累!只要看到辛苦赚来的钱,换成了心爱的汽车、音响器材、手机、电脑...,就会觉得世界是美好的,所有东西仿佛垂手可得。

但是事实果真如此?让身边充斥着心爱的汽车、音响器材、手机、电脑...,真的是辛苦赚来的钱该去的首要方向吗?

仔细的检视“人生收支图”,好好的想想:

事实,似乎并非如此。

《30年后,你拿什么养活自己?》一书中有这么一句话:

就算行乐须及时,也不该放任晚景凄凉


没有准备的退休生活,会让人... 追悔莫及 ...


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愿与大家共勉之。(",) 加油!
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3 comments:

  1. 25岁那年,就像IPO破茧而出,然后就要拼命冲。

    60岁时,出现死亡交叉。

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  2. 所以一定要在60岁前“清仓套现”。

    ^^ 要有1M 以上的现金才行~

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  3. Another good article from Bclee!

    Let me just share some more.

    I just visited my uncle and had some long travel and conversation. He is 38 years-old now. And he goes on to say how much he regret spending all that money on beautiful cars. And he came to realise that cars sucks so much money out of his life. He said he should have kept the money and bought a used Wira to drive instead of Estima or Camry or whatever la.

    Now, he is selling all these beautiful cars, and to reduce expenditure to allow more money for investment.

    Well, its a good turning point.

    And then I went on to say:
    " Like buying a car, you try to compare between different models, different brands, different cars. Compare the comfort, compare the price, the interest rate, the loan, the maintenance fees, the cool factor and all that. And then you try to pick the best car. And it is similar in every investment, be it changing your light bulb to a power saving light bulb, a more efficient refrigerator, a house, businesses to place more of your working capital, and stocks. You try to compare everything and try to get the best dollar for a dollar. And you get the best investment results. Investing is not just about getting more. It is also about giving less out."

    ReplyDelete